We’ve identified communities where you will be safe and welcome, in States with low Income Taxes and where your vote will be a game-changer at the ballot box.Florida: Where Summer Never Ends…
Florida: Congressional District 23
Living in Florida's 23rd Congressional District, encompassing parts of Fort Lauderdale, Boca Raton, and Coral Springs, offers a distinct experience shaped by its coastal environment and subtropical climate. The cost of living here is notably higher than the national average, with a median household income of $82,670 and median property values around $450,400. Overall household expenses in Florida, including housing and necessities, typically exceed the Federal Poverty Level.
The district's lifestyle is deeply connected to its warm climate and coastal access, fostering year-round outdoor activities like beach visits, boating, fishing, and golf. Upscale shopping, diverse dining options, and cultural venues are abundant, particularly in areas like Boca Raton. Broward County Public Schools, serving a significant portion of the district, has consistently received an "A" rating from the Florida Department of Education, reflecting a high standard of education.
However, due to its coastal location, the district faces a significant risk of sea level rise, with a projected 73% chance of at least one flood over 3 feet occurring by 2050.
Regarding taxes, Florida notably does not levy an individual income tax. Nor does the state of either an estate or inheritance tax. However, the state relies on a 6% state sales tax, which can reach up to 8% with local surtaxes, and property taxes, which average around 0.82% of a home's value statewide (though varying by county, with Broward County at 0.95% and Palm Beach County at 0.91%). These sales and property taxes are crucial for funding local public services such as schools, police, fire departments, and other community programs.
COMMUNITY SNAPSHOTS
Ft. Lauderdale, Broward County
Ft. Lauderdale Livability Stats:
Urban ● $$$ ● Schools: B ● Crime: C ● Community Health: Average ● Nearby Airport
Ft. Lauderdale Homes for Sale and Rent
Fort Lauderdale offers a vibrant, dynamic lifestyle that blends a laid-back, coastal atmosphere with the amenities of a bustling metropolitan area. Often called the "Venice of America" for its extensive canal system, the city is defined by its waterways, from the Intracoastal Waterway to the New River. This, coupled with miles of pristine beaches, means that outdoor and water-based activities are a central part of life, from boating and fishing to paddleboarding and sunbathing. Beyond the beach, the city has a lively arts and culture scene, particularly in the Riverwalk Arts and Entertainment District and along Las Olas Boulevard, which is known for its upscale shops, galleries, and diverse dining options. Fort Lauderdale's proximity to Miami provides residents with even more options for entertainment, while its international airport and cruise port make travel convenient.
However, this desirable quality of life comes with a significant price tag. The cost of living in Fort Lauderdale is notably higher than the national average, primarily driven by housing expenses. While Florida has no state income tax, which is a major draw for many, the high cost of homes and rent can offset that benefit. The housing market is particularly expensive, with both median home prices and average rent being substantially higher than the national average. Groceries and transportation costs also tend to be higher than the national average. This means a higher salary is generally required to live comfortably, especially for families.
When it comes to schools, Fort Lauderdale is part of the Broward County Public Schools district, which is one of the largest in the nation. The quality of public schools can vary significantly by neighborhood, and some communities within the greater Fort Lauderdale area are known for their highly-rated schools. In addition to public options, the area has a number of highly-regarded private schools. Amenities are plentiful, with a wide array of parks, recreational facilities, and cultural venues. From numerous public parks with sports facilities and pools to world-class hospitals and a diverse job market in sectors like healthcare and professional services, the city offers a lot to its residents. However, one common complaint among residents is the heavy traffic, especially during peak tourist season, and the overall car-centric nature of the city.
Ft. Lauderdale Tax Stats
Understanding the tax landscape in Fort Lauderdale involves looking at the state, county, and city levels, as well as the different types of taxes that apply.
State Level Taxes:
Income Tax: Florida is one of a handful of states with no state income tax. This is a major factor that draws many people to the state. There is also no state tax on retirement income, pensions, or social security benefits.
Sales Tax: The state of Florida has a baseline sales tax rate of 6.0%. This applies to most goods and services, with some key exemptions like groceries and prescription medicines.
Estate and Inheritance Tax: Florida does not have a state-level estate tax or an inheritance tax. This means that beneficiaries do not have to pay a state tax on the assets they inherit from a Florida resident. However, large estates may still be subject to the federal estate tax, which applies to estates that exceed a very high exemption threshold.
County and City Level Taxes:
Sales Tax (Combined Rate): While the state sales tax is 6.0%, Broward County adds a discretionary surtax of 1.0%. This brings the combined sales tax rate for Fort Lauderdale (and all of Broward County) to 7.0%. There is no additional city-level sales tax in Fort Lauderdale.
Property Taxes: Property taxes are a significant source of revenue for local governments in Florida. In Fort Lauderdale, your property tax bill is determined by two main factors: the assessed value of your property and the millage rate.
Assessed Value: The value of your property is assessed by the Broward County Property Appraiser's Office. Florida's "Save Our Homes" amendment provides a crucial benefit for homesteaded properties (your primary residence) by capping the annual increase in assessed value at 3% or the Consumer Price Index, whichever is lower.
Millage Rate: This is a combination of rates set by different taxing authorities. For Fort Lauderdale residents, this includes a millage rate from Broward County, the Broward County School Board, and the City of Fort Lauderdale. The total millage rate in Fort Lauderdale is a combination of these different rates. For example, the City of Fort Lauderdale's millage rate has been stable for some time, and there are additional rates for things like voter-approved bonds and fire assessments.
Coral Springs, Broward County
Coral Springs Livability Stats:
Suburban ● $$$ ● Schools: B ● Crime: B ● Community Health: Average ● Airport: 30 - 60 Minutes
Coral Springs Homes for Sale and Rent
Coral Springs is a well-regarded, family-oriented suburb that has earned a reputation for its safety, well-maintained environment, and community-focused atmosphere. Unlike the bustling energy of Fort Lauderdale's beachside or the upscale resort feel of Boca Raton, Coral Springs offers a more classic, suburban American lifestyle. The city's master-planned design is evident in its wide, tree-lined streets, numerous parks, and clean, quiet neighborhoods. It’s a place where families can feel secure and where children can ride their bikes and play outdoors. The community vibe is strong, with many local events, a bustling sportsplex, and various community centers that make it a great place to raise a family.
The cost of living in Coral Springs is higher than the national average, but it is often considered more affordable than its nearby, more metropolitan neighbors like Fort Lauderdale and Miami. Housing is the biggest expense, with both home prices and rent being above average. However, compared to other South Florida cities, it often provides a better value for the quality of life you receive. The lack of a state income tax remains a significant financial benefit for residents, helping to offset the higher local costs for things like housing and transportation.
When it comes to schools, Coral Springs is a standout. As part of the Broward County Public Schools district, it is well-known for having a number of highly-rated public schools, which is a major draw for families with children. The city also has several highly-regarded charter and private schools. In terms of amenities, Coral Springs is not on the beach, but it compensates with its extensive parks and recreational facilities, including a water park and a skate park. Its strategic location offers a nice balance: it is a quiet, suburban retreat with a short drive to the coastal attractions of Fort Lauderdale and the vibrant culture of Miami.
Coral Springs Tax Stats
Coral Springs is a city within Broward County, and its tax structure is defined by the rates set at both the state and county levels. The city itself also imposes its own millage rate for property taxes, but does not have a separate city sales tax.
State Level Taxes:
Income Tax: As with all of Florida, there is no state income tax. This applies to wages, retirement income, pensions, and social security benefits, making Florida a financially attractive place for residents and retirees.
Sales Tax: The state sales tax rate is a flat 6.0% on most taxable goods and services.
Estate and Inheritance Tax: Florida does not have a state-level estate tax or an inheritance tax. This means that beneficiaries do not have to pay a state tax on the assets they inherit from a Florida resident. However, large estates may still be subject to the federal estate tax, which applies to estates that exceed a very high exemption threshold.
County and City Level Taxes:
Sales Tax (Combined Rate): Coral Springs is in Broward County, which levies a discretionary sales surtax. The Broward County surtax is 1.0%. This is added to the state's 6.0% rate, bringing the combined sales tax rate in Coral Springs to 7.0%. There is no additional city-level sales tax.
Property Taxes: The property tax bill for a Coral Springs resident is a sum of several different millage rates.
Assessed Value: The Broward County Property Appraiser's Office determines the assessed value of each property. The "Save Our Homes" amendment is in effect here, capping annual increases in assessed value for homesteaded properties at 3% or the Consumer Price Index, whichever is lower.
Millage Rate: The total millage rate is composed of rates from the Broward County government, the Broward County School District, and the City of Coral Springs. Coral Springs' city millage rate is one of the components that makes up the total tax bill, along with rates from other local taxing authorities like fire and water management districts.
Boca Raton, Palm Beach County
Boca Raton Livability Stats:
Suburban ● $$$ ● Schools: A ● Crime: B ● Community Health: Above Average
Boca Raton Homes for Sale and Rent
Boca Raton presents an upscale, resort-style living experience that balances a serene, polished atmosphere with a wealth of amenities. Known for its meticulously planned communities, stunning architecture, and pristine public beaches, the city projects an image of luxury and tranquility. Life here is centered around outdoor recreation, from championship golf courses and extensive parks to boating and enjoying the five miles of Atlantic coastline. The city's downtown, particularly around Mizner Park, serves as a hub for cultural and social life, offering high-end shopping, a concert venue, and fine dining. The overall feeling is one of a clean, safe, and well-maintained city, often attracting retirees and affluent families seeking a high-quality, secure environment.
This elevated quality of life is reflected in the high cost of living, which is significantly above both the national and state averages. The primary driver is housing, with home prices and rent being among the highest in Florida. While the lack of state income tax is a major financial benefit, the cost of housing, groceries, and transportation can be a considerable burden. Despite the general expense, residents often feel they are getting a good value for their money due to the city's cleanliness, safety, and abundant amenities.
Boca Raton is part of the highly-regarded Palm Beach County School District. The city is known for having some of the best-rated public schools in the state, making it a popular choice for families. It is also home to several excellent private schools and universities, including Florida Atlantic University and Lynn University, providing a wide range of educational opportunities. In addition to its strong school system, Boca Raton boasts a long list of amenities, from world-class golf and racquet clubs to a variety of parks, nature centers, and a large shopping mall, the Town Center at Boca Raton. For those seeking a sophisticated, well-resourced, and beautiful place to call home, Boca Raton provides a compelling option.
Boca Raton Tax Stats
The tax environment in Boca Raton is similar to Fort Lauderdale in its fundamental structure, but with slightly different local rates. Boca Raton is located in Palm Beach County, which sets its own county-level taxes.
State Level Taxes:
Income Tax: As with all of Florida, there is no state income tax. This applies to all forms of income, including wages, retirement income, and pensions.
Sales Tax: The state of Florida has a base sales tax rate of 6.0%. This rate applies to most taxable goods and services statewide.
Estate and Inheritance Tax: Florida does not have a state-level estate tax or an inheritance tax. This means that beneficiaries do not have to pay a state tax on the assets they inherit from a Florida resident. However, large estates may still be subject to the federal estate tax, which applies to estates that exceed a very high exemption threshold.
County and City Level Taxes:
Sales Tax (Combined Rate): Palm Beach County, where Boca Raton is located, imposes a discretionary sales surtax of 1.0%. This is added on top of the state's 6.0% rate, bringing the combined sales tax rate for Boca Raton to 7.0%. There are no additional city-level sales taxes in Boca Raton.
Property Taxes: Property taxes in Boca Raton are determined by the assessed value of your home and the total millage rate.
Assessed Value: The Palm Beach County Property Appraiser's Office is responsible for assessing property values. Like in Fort Lauderdale, the "Save Our Homes" amendment limits the annual increase in assessed value for homesteaded properties to 3% or the Consumer Price Index, whichever is lower.
Millage Rate: The total millage rate is a combination of rates set by the county, the school district, and the city of Boca Raton. Boca Raton has a reputation for having a relatively low city millage rate compared to other municipalities. However, the total rate will include a significant portion for the Palm Beach County School District and other county services.
Coconut Creek, Broward County
Coconut Creek Livability Stats:
Suburban ● $$ ● Schools: B ● Crime: B ● Community Health: Average
Coconut Creek Homes for Sale and Rent
Coconut Creek is a peaceful and well-manicured suburb in Broward County, known for its commitment to being a "Community of Tomorrow" with a strong emphasis on environmental sustainability and thoughtful urban planning. Often called the "Butterfly Capital of the World" due to its famous Butterfly World attraction, the city is a mix of lush green spaces, quiet residential neighborhoods, and modern commercial developments. It has a reputation as a safe, family-friendly city that provides a calm retreat from the busier, more tourist-heavy parts of South Florida. The lifestyle here is laid-back and suburban, with a focus on community events and outdoor activities, and residents tend to be a mix of young professionals and retirees.
The cost of living in Coconut Creek is higher than the national average, a common trait for cities in South Florida. Housing, in particular, is a significant expense, with both home values and rental prices being above average. However, compared to neighboring cities like Boca Raton and Fort Lauderdale, Coconut Creek can offer a slightly more affordable entry point into the South Florida market. The financial benefit of living in Florida—no state income tax—helps to mitigate these higher costs.
When it comes to quality of life, schools, and amenities, Coconut Creek consistently receives high marks. The city is part of the Broward County Public Schools district and is known for having above-average public schools, which are a major draw for families. For shopping and dining, the city's open-air Promenade at Coconut Creek provides a modern, upscale experience with a variety of restaurants and stores. While the city is not on the beach, its location provides a convenient commute to coastal areas and major cities like Fort Lauderdale and Miami. It also offers a number of well-maintained parks, sports facilities, and unique attractions like Butterfly World, providing ample recreational opportunities for residents.
Coconut Creek Tax Stats
Residents of Coconut Creek, a city in Broward County, can expect to encounter. Florida is often known as a tax-friendly state due to its lack of a state income tax.
State Level Taxes:
No Personal Income Tax: Florida does not impose a personal income tax. This means that income from wages, salaries, business income, pensions, and Social Security benefits are not taxed at the state level.
Sales Tax: The state of Florida has a 6% sales tax. Counties can and often do add a discretionary sales surtax. The combined sales tax rate in Broward County is 7.0%.
Estate and Inheritance Tax: Florida does not have a state-level estate tax or an inheritance tax. This means that beneficiaries do not have to pay a state tax on the assets they inherit from a Florida resident. However, large estates may still be subject to the federal estate tax, which applies to estates that exceed a very high exemption threshold.
County and City Level Taxes:
Property Tax: Property taxes are a key component of local revenue. They are based on the assessed value of a property and are calculated using a millage rate. A mill is equal to $1 for every $1,000 of a property's taxable value. The total millage rate for a property in Coconut Creek is a combination of taxes from various authorities, including:
The City of Coconut Creek: 6.8988 mills
Broward County: The county millage rate is separate from the city's.
Broward County School Board: This is typically the largest component of the property tax bill.
Special Taxing Districts: Additional millage rates may apply for specific services, such as water management or fire rescue.
Sales Tax: As a resident of Coconut Creek, you will pay a combined state and county sales tax rate of 7.0%. The city of Coconut Creek does not levy a city-specific sales tax.
We have put together a comprehensive guide for Florida that includes:
Information about State and Local Taxes;
Political Context and Competitiveness;
Community Overview of the Region and Neighborhoods;
Economic Opportunity and Cost of Living; diversified economy with growing opportunities;
Schools and Education;
Civic Engagement Opportunities, including political, community and advocacy organizations.
Complete the form below to access everything the Florida Guide has to offer.
By sharing your email address, you agree to receive marketing emails from PowerMoves.
By providing your cell phone number, you have provided us with consent to send you text messages in conjunction with the services you have requested. Message & Data Rates May Apply. Text HELP for Info. Text STOP to opt out. No purchase necessary.
Why FL-23 Represents the Future
Florida's 23rd Congressional District embodies the kind of place where you can find some stability in a changing environment.
The tax climate is favorable.
Your vote genuinely matters in one of the nation's most competitive districts
Your voice can influence policy through accessible local government and civic engagement
Your life can flourish with affordable living, economic opportunity, and community connection
Your presence helps build the inclusive, competitive democracy we all need
This isn't just a place to find refuge—it's a place to build the future.